Pennysmart Community Interest Company was set up in 2009 aiming to make a positive difference to the financial well-being of the most deprived and vulnerable members of our communities. We do this by providing professional money (budgeting, welfare benefits and debt) advice and casework support to the clients of other organisations. Pennysmart customers are community facing organisations who support vulnerable customers in, or at a high risk of tipping into poverty, debt crisis and homelessness, organisations such as social landlords, local authorities, individual grant-giving trusts or community organisations who may not necessarily have money advice as their main focus and who opt to outsource. Pennysmart CIC also offer associated services to those same customers such as staff/volunteer training courses, case supervision, staff development, networking forums and consultancy.